Category: default || By jt3y
Never put off until tomorrow what you can put off until the day after tomorrow, that's my motto. So naturally, I'm doing my taxes this week.
OK, that's not entirely accurate. I actually did my federal taxes some time ago, mostly in the hopes that I had a refund coming. But as they say in Italian, au contraire. Not only did I not have a refund coming, I owed the gubmint about 200 clams due to a withholding error. I figured the government could wait for its money, so I'm not sending the federal tax stuff in until Thursday, even though it's complete.
I tried itemizing this year for the first time, since everyone told me that buying a house and moving would result in all sorts of tax deductions. It turns out that I bought the house too late in the year for the mortgage interest to be more than a standard deduction, and moving expenses are only deductible if you move more than 50 miles. Also, real-estate taxes that you pay are deductible only when they've actually been sent to the taxing body --- not just put into escrow. That leaves me 0 for 3 in the homeowning department, but better off next year.
Maybe. Since the President and Congress are considering eliminating the mortgage interest deduction (so much for the "ownership society"), it's a big "maybe."
Anyway, that takes care of the feds. I'll be able to pencil-whip the state tax form out in a few minutes, and since freelance writing assignments fell off the end of the Earth for me this year, I won't owe anything to Uncle Ed.
Certainly, I don't begrudge the Commonwealth its three percent and change, so long as the state General Assembly continues to spend the money on vital needs, such as placing placards that say "In God We Trust" in public school classrooms, or promoting creationism, or regulating yearbook photographers. ("Pennsylvania: Legislative Grandstanding Starts Here.")
Still, there's one set of taxes that really frost my doughnuts, and those are the local wage taxes. I don't mind that they have taxes, per se. Hey, the borough (or township) and school district need their 1 percent (or 3 percent, for you lucky City of Picksberg residents, and 1.7 percent for people in Our Fair City). I've been behind the scenes of a lot of Mon-Yough area municipalities --- and most of them are run relatively frugally.
I do object, however, to the godawful local wage tax forms that boroughs, cities, townships and school districts have started sending out. A few years back, Pennsylvania attorneys convinced local taxing authorities to outsource their tax collections. Instead of having little old semi-retired blue-haired ladies at the municipal buildings collecting the local taxes, the attorneys promised to cry havoc and let loose the dogs of war upon tax cheats.
Any time you add multiple lawyers to a problem, naturally, you aren't simplifying it. Lawyers don't make money by making things simple. Throw a couple of dozen accountants into the mix and you have a real recipe for eye-crossing bureaucracy.
These tax "experts" began sending residents complete local tax schedules which have grown ever more complex, and every bit as complicated as the IRS 1040 form --- they now want you to list profits from investments, farming losses, savings penalties, the whole nine yards.
Excuse the heck out of me, but exactly where do they get off demanding all this? Here's all a local tax form has to look like:
I have never been able to itemize. Married filing jointly has a high enough standard deduction, and my house was cheap enough, that it’s only ever been close.
My local tax is collected by Berkheimer. It’s a one page form. I fill in like 5 numbers, leave the rest blank, and write the 1% check.
Derrick (URL) - April 13, 2005
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